WEBSITE TERMS AND CONDITIONS

  1. INTRODUCTION

    1. These terms and conditions (Terms) apply when you use my website, https://howman.com/ (Website). The Website is operated by Philip Sidney Howman (I, me or my). These website terms of use (Terms) apply to your use of, and access to, the Site.

    b. You agree to be bound by these Terms, which form a binding contractual agreement between you and Philip Sidney Howman.

    c. If you do not agree to these Terms, you must not use the Website.

    d. I may change these Terms at any time by updating this page of the Website. Your continued use of the Website following an update means you accept the Terms as amended.

  1. ACCESS AND USE OF THE WEBSITE

You must only use the Website in accordance with these Terms and any applicable laws, and must ensure that your employees, sub-contractors and any other agents who use or access the Website comply with the Terms and any applicable laws.

  1. YOUR OBLIGATIONS

    You must not:
    a. copy, mirror, reproduce, translate, adapt, vary, modify, sell, decipher or decompile any part or aspect
    of the Website without my express consent;
    b. breach an individual's privacy or any other legal rights;
    c. use the Website to defame, harass, threaten, menace or offend any person;
    d. use, or attempt to use, the Website in a manner that is illegal or fraudulent or facilitates illegal or
    fraudulent activity;
    e. use, or attempt to use, the Website in a manner that may interfere with, disrupt or create undue
    burden on the Website or the servers or networks that host the Website;
    f. use the Website to send unsolicited electronic messages;
    g. use data mining, robots, screen scraping or similar data gathering and extraction tools on the Website;
    h. use the Website with the assistance of any automated scripting tool or software;
    i. act in a way that may diminish or adversely impact my reputation, including by linking to the Website
    on any other website; and
    j. attempt to breach the security of the Website, or otherwise interfere with the normal functions of the
    Website, including by:

    1. gaining unauthorised access to Website accounts or data;

    2. scanning, probing or testing the Website for security vulnerabilities;

    3. overloading, flooding, mailbombing, crashing or submitting a virus to the Website; or

    4. instigating or participating in a denial-of-service attack against the Website.

  1. INFORMATION ON THE WEBSITE


    a. While I use reasonable attempts to ensure the accuracy and completeness of the content and materials on the Website (Content), to the extent permitted by law, I do not warrant the accuracy, completeness or suitability of any of the Content. The Content may be subject to change without notice and I do not undertake to keep the Website up-to-date. The Content is factual information or my opinion only, is not comprehensive and is for general information purposes only. I also do not warrant that access to the Website will be uninterrupted, error-free or free from viruses.

    b. I reserve the right to change any information or functionality on the Website at any time without notice.

  1. INTELLECTUAL PROPERTY


    a. I retain ownership of the Website and all Content and materials on the Website (including text, graphics, logos, design, icons, images, sound and video recordings, downloads and software) ( Content), and I reserve all rights in any intellectual property rights owned or licensed by me not expressly granted to you.

    b. I authorise you to access and use the Website solely for your own personal, non-commercial use, and to display, print and download the Content onto your personal device, provided that you do not remove any copyright notice included in the Content. You must not otherwise reproduce, transmit, adapt, distribute, sell, modify or publish the Website or any Content without my prior written consent or as permitted by law.

  1. LINKS TO OTHER WEBSITES


    a. The Website may contain links to other websites that are not my responsibility. I have no control over the content of the linked websites and I am not responsible for it.

    b. Inclusion of any linked website on the Website does not imply my approval or endorsement of the linked website.

  1. SECURITY

I do not accept responsibility for loss or damage to computer systems, mobile phones or other electronic devices arising in connection with use of the Website, including any Content you download. You should take your own precautions to ensure that the process that you employ for accessing the Website does not expose you to risk of viruses, malicious computer code or other forms of interference.

  1. REPORTING MISUSE

If you become aware of misuse of the Website by any person, any errors in the material on the Website, or any difficulty in accessing or using the Website, please contact me immediately using the contact details provided at the end of these Terms.

  1. PRIVACY


I respect your privacy and understand that protecting your personal information is important. My Privacy Policy (available on the Website) sets out how I collect and handle your personal information, and you agree to be bound by it.

  1. MY LIABILITY IS LIMITED

You may have certain rights under the Consumer Guarantees Act 1993 and Fair Trading Act 1986 in relation to the Website and the Content, and you may contact me for more information about this. Despite anything to the contrary, to the maximum extent permitted by law, I exclude all liability for any loss or damage of any kind (including consequential loss, indirect loss, loss of profit, loss of benefit, loss of opportunity or loss of reputation) whether under statute, contract, equity, tort (including negligence), indemnity or otherwise arising out of or in connection with the Website or the Content.

  1. GOVERNING LAW AND JURISDICTION


These Terms are governed by the laws of New Zealand. Each party irrevocably and unconditionally submits to the exclusive jurisdiction of the courts operating in New Zealand and any courts entitled to hear appeals from those courts, and waives any right to object to proceedings being brought in those courts.

  1. WHAT HAPPENS IF I DISCONTINUE THE WEBSITE

I may, at any time and without notice, discontinue the Website (in whole or in part), or exclude any person from using the Website.

  1. CHANGES TO THESE TERMS

I may, at any time and at my discretion, vary these Terms by publishing the varied terms on the Site. I recommend you check the Site regularly to ensure you are aware of my current terms.

For any questions and notices, please contact me at:


Philip Sidney Howman
Email: phowman@pobox.com
Last update: 15 September 2026

For any questions and notices, please contact me at:


Philip Sidney Howman
Email: phowman@pobox.com
Last update: 15 September 2026